Fintex Global Solutions
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Business Setup

Nidhi Company Registration

Set up a member-based savings-and-lending company. We handle incorporation and the Nidhi-specific compliance from day one.

  • Nidhi company incorporation
  • DSC, DIN & name approval
  • MoA/AoA for Nidhi objects
  • Post-incorporation Nidhi compliance

We prepare and file; incorporation is granted by the MCA, subject to the Nidhi rules.

Get started — free consultation

Share your details and a specialist will call you back, usually within one business day.

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How it works

From first call to done

A clear, coordinated path — we handle the moving parts and keep you updated at every stage.

1

Free consultation

We confirm a Nidhi fits your member-finance model.

2

DSC, DIN & name

Digital signatures, director IDs and name reservation.

3

Drafting & filing

We draft the MoA/AoA and file for incorporation.

4

Incorporation

You receive your certificate, PAN and TAN.

5

Compliance set-up

We set up the member, deposit and NDH filing calendar.

What you'll need

Documents you'll typically need

Have these ready and we'll take it from there. Everything is handled securely and used only for your work.

PAN & ID of directors/members
Passport-size photographs
Proof of registered office & utility bill
NOC from the property owner
Proposed names
Member & capital details
Why Fintex

Why businesses hand this to us

One accountable team

Books, registrations and your website handled under one roof — you brief one team, not five vendors.

Compliance-first, always

Correct filings and full documentation, on time. Everything is done by the book through proper channels.

A clear, guided process

You always know the current step and what comes next. We agree the scope together on a free consultation first.

We stay after setup

Renewals, returns and changes are handled long after the certificate or launch — we don't disappear.

Overview

A simple, members-only finance structure

A Nidhi company lets members save and borrow among themselves, without an RBI licence, under the Nidhi rules and Companies Act. It's a popular, lower-barrier structure for community finance.

Fintex Global handles incorporation and the Nidhi-specific compliance — member thresholds, deposit ratios and NDH filings — so you stay within the rules.

Nidhi Company Registration
No RBI licence needed — operates under the Nidhi rules.
Member finance — accept deposits and lend to members.
Limited liability — a regulated company structure.
Lower barrier — simpler than an NBFC to set up.
FAQs

Questions, answered

Does a Nidhi need RBI approval?
No — Nidhis are exempt from core RBI registration but must follow the Nidhi rules. We confirm your obligations.
What are the post-incorporation rules?
Minimum members, net-owned-funds ratios and NDH filings within set timelines — which we manage.
Can a Nidhi deal with non-members?
No — a Nidhi can only accept deposits from and lend to its members.
How many members are required?
A minimum number of directors to incorporate, and a higher member count within a year of incorporation. We plan for this.
Do you handle ongoing compliance?
Yes — we manage NDH returns and annual filings.

Not sure where to start? Let's talk.

Book a free, no-obligation consultation. We'll understand what you need and map out the next steps — no pressure, no upfront commitment.

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